Buy Owner Occupied Property

​When purchasing a property, it’s essential to demonstrate to lenders that you can comfortably repay the loan over time. This involves understanding the true cost of borrowing, as well as determining the income required to support your repayment obligations. Additionally, you will typically need to contribute a portion of your own funds to cover the deposit, along with any associated fees and charges. At Cornerstone Lending Services, our expert brokers work closely with you to explore a range of loan structures tailored to your unique financial situation. We offer competitive interest rates and solutions designed to provide you with both flexibility and peace of mind throughout the home-buying process.

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Pre-Approvals

​Purchasing a property is one of the most significant decisions you’ll make in life, both financially and personally. The first step is determining what you can afford, how much deposit you’ll need, and identifying the key features you want in your new home. Obtaining pre-approval before you begin your house hunt is essential—it provides a clear understanding of your budget and strengthens your position when negotiating a purchase. With pre-approved finance, vendors and agents are assured that any offer you make is serious and backed by secure financing.​

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Contact us today to inquire about loan application eligibility, such as: ​

• Borrowing Capacity 

• Contribution needed for the property purchase

• Document checklist for a loan application

• Costs associated with purchasing a home

• Qualification for any first home owner grants and concession

• Lending Mortgage Insurance Premium if applicable

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